decode-legal

Terms of Service

Effective date: 1 May 2026 Last updated: 1 May 2026

⚠️ Read this part first

Decode helps you understand documents — leases, contracts, medical bills, insurance forms, financial paperwork. It is not a substitute for professional advice.

If you use Decode’s output to make decisions without independent professional review, you do so at your own risk.

1. Who these terms are between

These Terms of Service (“Terms”) form an agreement between you and Mohan Agoramoorthy, an individual operating the Decode iOS app (“Decode”, “we”, “us”, “our”).

Contact: mrrmfamily2022@gmail.com

By downloading, installing, or using Decode, you agree to these Terms. If you do not agree, do not use the app.

2. License to use Decode

We grant you a personal, non-exclusive, non-transferable, revocable license to install and use Decode on Apple devices you own or control, subject to these Terms and to Apple’s standard Usage Rules in the Apple Media Services Terms and Conditions.

You may not:

3. Subscriptions and billing

3.1 Tiers

Decode offers a free tier and the following paid subscription tiers:

Specific allowances, prices, and features for each tier are shown in the app’s paywall and may change for new subscribers from time to time. Existing subscribers’ rates do not change mid-billing-cycle.

3.2 Billing is handled by Apple

All purchases are processed through your Apple ID. Decode does not receive your payment details. Charges, renewals, and refunds are governed by Apple’s Media Services Terms and Conditions.

3.3 Auto-renewal

Paid subscriptions auto-renew at the end of each billing period unless you cancel at least 24 hours before the period ends.

3.4 How to cancel

You can cancel at any time:

iPhone: Settings → tap your name → Subscriptions → Decode → Cancel Subscription.

Cancellation takes effect at the end of the current billing period — you keep paid features until then.

3.5 Refunds

Refund requests go to Apple. Decode does not have the ability to refund your purchase directly. You can request a refund here:

https://reportaproblem.apple.com

If Apple grants a refund, we’ll downgrade your account to the free tier when Apple notifies us via the App Store Server Notifications webhook.

3.6 Free tier and trials

The free tier remains available without payment. We may from time to time offer a free trial for paid tiers; trial terms (length, eligibility) are shown at the point of purchase. Unless cancelled before the trial ends, the trial converts to a paid subscription automatically.

4. The big disclaimer (please read)

Decode produces summaries, risk assessments, suggested questions, and other commentary about documents you upload. All of this output is informational only.

Specifically:

The AI models that power Decode — including Apple Foundation Models on-device and Anthropic Claude in the cloud — are statistical systems that can and do make mistakes, including:

You agree to use Decode’s output as a starting point for further investigation — never as the final word. Before signing a contract, paying a bill, accepting an insurance settlement, or taking any consequential action, consult a qualified professional who can review the original document.

5. Your documents

5.1 You keep your IP

Documents you analyze in Decode remain your property (or the property of whoever owns them — see 5.2). We do not claim any ownership over your documents or the analyses they produce.

5.2 You confirm you have the right to use them

By analyzing a document in Decode, you represent that you have the legal right to do so — for example, the document is yours, was sent to you, or you are authorized to review it. You are responsible for ensuring you have not breached confidentiality, contractual, or legal obligations by uploading any document.

5.3 What we do with documents

Documents you analyze are handled as described in our Privacy Policy. In short:

6. Acceptable use

You agree not to use Decode to:

We may revoke your access if we have reasonable grounds to believe you have violated this section.

7. Intellectual property in the app itself

Decode, the Decode name, the Decode brand, the Decode app icon, and the underlying code, design, and content are owned by Mohan Agoramoorthy and protected by copyright, trademark, and other applicable laws. Nothing in these Terms transfers ownership of these assets to you.

You may write about Decode, screenshot it for personal or editorial use, and share its output (the analyses you generate) freely.

8. Third-party services

Decode relies on the following third-party services to operate:

Your use of Decode is also subject to the terms and privacy policies of these providers where their services are involved. We are not responsible for the availability, content, or practices of these third parties.

9. Service availability

We work to keep Decode and its backend services available, but we do not guarantee uptime. Decode’s cloud features depend on third-party infrastructure (Apple, Supabase, Cloudflare, Anthropic) that we do not control.

We may, at any time and without notice:

If we permanently discontinue Decode, we will give existing subscribers reasonable notice through the App Store description or the in-app interface.

10. Disclaimers — “as is”

To the fullest extent permitted by law, Decode is provided “AS IS” and “AS AVAILABLE”, without any warranties of any kind, express or implied. We disclaim all warranties including merchantability, fitness for a particular purpose, accuracy, completeness, non-infringement, and any warranty arising from course of dealing or usage of trade.

Without limiting the foregoing:

11. Limitation of liability

To the fullest extent permitted by law:

Some jurisdictions do not allow limitation of certain damages — in those jurisdictions, the limitations above apply only to the extent permitted.

12. Indemnification

You agree to indemnify and hold harmless Mohan Agoramoorthy from and against any claim, demand, loss, liability, damage, or expense (including reasonable legal fees) arising out of or related to:

13. Termination

These Terms remain in effect while you use Decode. We may terminate or suspend your access if you breach these Terms. You may terminate by deleting the app and cancelling any active subscription through Apple.

Provisions intended to survive termination — including Sections 4 (Disclaimer), 5.2 (User Representations), 7 (IP), 10 (Disclaimers), 11 (Limitation of Liability), 12 (Indemnification), and 14 (Governing Law) — survive.

14. Governing law and disputes

These Terms are governed by the laws of India, without regard to conflict-of-law principles.

Any dispute arising out of or relating to these Terms or your use of Decode will be subject to the exclusive jurisdiction of the courts of Mumbai, India.

This does not deprive you of the protections of any non-waivable law of your country of residence.

15. Apple-specific terms

The following terms are required by Apple and apply to the use of Decode obtained through the Apple App Store:

  1. Acknowledgement. These Terms are between you and us only, not with Apple. Apple is not responsible for Decode or its content.
  2. Scope of license. The license to use Decode is limited to a non-transferable license to use Decode on Apple-branded products you own or control, as permitted by the Apple Media Services Terms and Conditions, except that Decode may also be accessed by other accounts associated with you via Family Sharing.
  3. Maintenance and support. We are solely responsible for any maintenance and support for Decode, as required by applicable law. Apple has no obligation to furnish maintenance or support.
  4. Warranty. We are solely responsible for any product warranties, whether express or implied. In the event Decode fails to conform to any applicable warranty, you may notify Apple, who will refund the purchase price; to the maximum extent permitted by law, Apple has no other warranty obligation with respect to Decode.
  5. Product claims. We, not Apple, are responsible for addressing any claims relating to Decode or your use of it, including (i) product liability claims; (ii) claims that Decode fails to conform to any applicable legal or regulatory requirement; and (iii) claims arising under consumer protection, privacy, or similar legislation.
  6. Intellectual property rights. In the event of any third-party claim that Decode or your use of Decode infringes that third party’s intellectual property rights, we, not Apple, will be solely responsible for the investigation, defence, settlement, and discharge of any such claim.
  7. Legal compliance. You represent that (i) you are not located in a country that is subject to a U.S. Government embargo or that has been designated by the U.S. Government as a “terrorist supporting” country; and (ii) you are not listed on any U.S. Government list of prohibited or restricted parties.
  8. Developer name and address. Mohan Agoramoorthy. Contact: mrrmfamily2022@gmail.com.
  9. Third-party terms. You must comply with applicable third-party terms when using Decode (Apple’s, Supabase’s, Cloudflare’s, and Anthropic’s).
  10. Third-party beneficiary. Apple and Apple’s subsidiaries are third-party beneficiaries of these Terms and, upon your acceptance, will have the right (and will be deemed to have accepted the right) to enforce these Terms against you as a third-party beneficiary.

16. Changes to these Terms

We may update these Terms from time to time. The “Last updated” date at the top of this page will reflect any change. Material changes will be highlighted in the app the next time you open it after the change takes effect. Continued use of Decode after the effective date of changes means you accept the updated Terms.

17. Miscellaneous

18. Contact

For any question about these Terms, email us at mrrmfamily2022@gmail.com with the subject line “Decode — Terms”.

Decode is an independent app and is not affiliated with Apple Inc., Anthropic, Supabase, or Cloudflare. All trademarks belong to their respective owners.